John Gillespie's Blog - Car Financing Tips Articles
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How to Trade In a Car When You Still Owe Money On It
Still making payments on your current car but thinking about upgrading? You’re not alone. Many buyers still owe money on their vehicle when they decide it’s time for a change—and the...
Read MoreWhat Does 'Out the Door Price' Mean? Breaking Down Car Buying Costs
When you're buying a new car, understanding the total cost is crucial. One term that often comes up during negotiations is the "out the door price." But what exactly does it mean, and...
Read MoreA First-Time Car Buyer's Guide to Down Payments and Monthly Payments
Buying your first car is an exciting milestone—but it can also be a bit overwhelming. With so many financing options, terms, and figures to consider, it's crucial to understand what down...
Read MoreHow to Build Your Credit Score with a Car Loan
If you’re thinking about buying a new car but also want to improve your credit score, you’re in luck. A car loan can be a powerful tool for building your credit, as long as you manage it...
Read MoreHow to Get Approved for a Car Loan: Tips for First-Time Buyers
Buying your first car is an exciting milestone, but navigating the car loan approval process can feel overwhelming. Fortunately, securing financing through a dealership is a straightforward...
Read MoreWhat You Should Know About Car Depreciation Before You Buy
As a car salesperson, I’ve met countless buyers who come in focused on getting the best price or the newest features but haven’t considered one critical aspect of car ownership: depreciation. If...
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