John Gillespie's Blog - Car Financing Tips Articles
Read my Car Financing Tips Articles
What Does It Mean to Be Upside Down on a Car Loan?
If you've been thinking about trading your current vehicle, you may have heard someone say they're “upside down” on their car loan. Being upside down simply means you currently owe more on your...
Read MoreFinancing Your Next Vehicle at the Dealership
Finding the right vehicle is exciting, but figuring out financing can sometimes feel complicated. The good news is that you don't have to arrange a loan before you start shopping. Your dealership's finance team can...
Read MoreBuying a Car With a Trade-In: How the Process Works
If you're planning to trade your current vehicle when buying your next one, you may be wondering exactly how the process works. The good news is that dealerships handle trade-ins every day, and the process is usually...
Read MoreUnderstanding Your Monthly Car Payment: What Actually Determines It
When shopping for a vehicle, monthly payment is naturally one of the first things many buyers want to know. But two vehicles with similar prices can sometimes have very different payments. That's because your...
Read MoreHow to Use Your Tax Refund to Make a Smart Car Buying Decision
Tax season often gives people a chance to take a step back and look at their finances. For many drivers, it also creates an opportunity to consider upgrading their vehicle. While a tax...
Read MoreHow to Trade In a Car When You Still Owe Money On It
Still making payments on your current car but thinking about upgrading? You’re not alone. Many buyers still owe money on their vehicle when they decide it’s time for a change—and the...
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